So why financial independence and how does it relate to simple living?

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This is a quiet nook in the corner of our newly renovated living area.  I’ll do a house tour later this year.

So why financial independence and how does that relate to simple living?

I love the fact as humans, we are constantly evolving and changing.  I have always had a really big thirst for knowledge, and when I am really interested in a topic, I emerge myself in all available material to learn and grow and connect with like-minded people.

I have found this is absolutely the case on my simple living journey.

First came the feeling over being overwhelmed. With five kids more than half time, a busy job, two kids with mental health issues and interests outside of work, I felt I was never on top of things and always running behind.  My to do list was always longer and greater than 24 hours in any day and I never truly felt like I could sit down and relax.

My health started giving way and I realised things needed to change.  So we created the year of austerity to pay down debt and not be a slave to full time employment.  We achieved this goal in 2015 after some hard work and a small inheritance.

During this time, I was also organising the whole house like crazy.  I thought if I made some sense of the physical chaos in my life, simplicity would descend upon our household like some kind of magic.  A place for everything, everything in its place.

But of course, I organised every drawer within an inch of its life, felt only marginally less overwhelmed and realised I just needed to downsize and declutter.  For a while I donated, sold and gave away stuff in my house like a possessed woman.  Gumtree, eBay, Vinnes and Buy Nothing New became my best friends.  We also renovated which provided a great opportunity to reassess a lot of clutter in our house. The downsizing was enormous – I stopped counting at 25000 items, and I forced myself to reassess all purchases, use up all cosmetics, audit the fridge, pantry and freezer……..

I found the two upsides of decluttering were:

  1. The house felt refreshed, sorted and clear of things that previously made my brain ache. I confirmed in the maximalist/minimalist debate, I’m definitely in the latter camp, although far from living out of my back pack with less then 100 items to my name.  Funnily enough, the first year of our retirement David and I have decided we will go through the house and declutter again as a first priority because we can still identify many items that need to go.
  2. We spent so much less money following a consciously commitment to this form of living and this has enabled greater savings for our FIRE plan.

Once I discovered the FIRE community and worked out we could work less I immediately amped up our savings plans and began consuming everything I could on saving, investing and planning for an early retirement. I realised the FIRE path was really one that could really support my goals of living simply and with less stress.  FIRE became the wind beneath my simplicity wings and the two goals merged into one. I reduced my working days to three a week and began living a simpler life – with a longer term financial plan.

So – in short – from overwhelm to organisation to minimalism to FIRE.  I’m sure it’s such a well-worn path. With December 2020 looming, it can sometimes be a source of overwhelm all on its own, but I am looking forward to writing about our plans for our post FIRE life and all of the hope for a peaceful life it holds. For me, financial independence and simple living are inextricably linked.  To live a simpler life I need to have a source of passive income to pursue the things I want to pursue – be fast when I want to be fast and slow when I want to be slow.

Are you on any of the paths to financial freedom or simple living? Have you been down a similar path?

Not dead – just sorting a few things out

potatoesI’m not quite sure what happened to the last six months, but it sure has not been happening on iheartsimpleliving….

We have had some big family shifts and changes and the sum total is that I now work three days a week as of last week and my time for recording our journey has now increased exponentially.

I’ve been obsessed with financial independence of late and have been madly spread-sheeting (again) to see when my husband and I will achieve financial independence. It is seriously now a few years away – more on that in a later post, but for now, I have discovered many resources and other writers on this very important topic that I am looking forward to sharing with you all.

And of course, we have a newly renovated house and have reaped the summer harvest. I’m now preparing the soil beds for winter plantings – an expanded garlic crop this time.  If you have never grown garlic before, buy some organic (non-supermarket) variety – I got mine from our local farmer’s market) and pop single cloves into some well-composted soil, in a sunny position  Water regularly and about (yawn) ten months later you will have beautiful cloves of garlic. My friends Chloe and Paul introduced me to home grown garlic and oh my, I have never gone back.  THE tastiest stuff ever.

Hope you have all been well and are tucking down your homes and gardens as we approach the winter months.  David bought me a book on Hyggie and I have just loved getting the house ready for a cosy winter by the fire.

Renovations are making me minimalist….

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My husband came up with this nifty phrase to describe our family the other week – the accordion family – which is how we came up with our renovation plan a few months ago – to create a cosy, energy efficient space that works for my husband and I while the kids are at their other homes; and a large family home when the kids are all here.

Next week, the kitchen is pulled out and we are without a working kitchen for four weeks. Scary.

Today, in preparation for this huge food shift, my daughter and I made six freezer meals. We will be eating lots of bbqs and slow cooker meals to the extent that it works for the four weeks after next. I started packing up our utensils and cookware today, just leaving out the essentials for the next four weeks.

It feels like accidentally we are taking up the packing party challenge that The Minimalists advocate – packing up your things for thirty days and then removing only what you need from your boxes over time.

So for the next four weeks we will live like real minimalists in the kitchen and hopefully, I can restrain myself post the kitchen renovation to only unpack the things that we need.

Of interest to me today is the pantry. We are now in the process of eating everything we have in the pantry, so I don’t have to pack it into boxes. It is inspiring me to be creative in the kitchen. The 2 cups of dried chickpeas will be made in hummus tomorrow after being soaked overnight. My daughter made three lots of tuna curry to use up three cans of tuna and two jars of mayonnaise. The half packet of French onion soup will be combined with the cream cheese in the fridge for a dip when my mother-in-law comes for dinner tomorrow night. Dinner tonight is chicken breasts with half of the left over potatoes and the last two cups of couscous, with roasted vegetables. My overwhelming concern of wasting food means I am looking at the pantry and its contents in a new way.

The new kitchen also gives me an opportunity to start again. A new simplistic, minimalist approach to food, and a chance to use up the food that we have. I love the way that Bea Johnson, from the Zero Waste Home has only one type of dried legume at a time, and one type of pasta – there is only one pasta jar and one dried legume jar. This approach to food requires you to use what you have, and to not waste food.

 

Simplifying our home

scalesI find it really interesting how people use the space in their houses, particularly blended families like us.  We have seven children and adults every second week, but every other week it is just my husband and I, rattling around in a very large home.

My husband has recently taken a break from work, and it got us thinking. We wanted to use the time to plan out a more simple home to meet our needs, as well as take care of a few renovation projects that were long overdue – our home is showing age and wear in a number of places (bit like me, really….)

To overcome the feeling of too much space every second week, and to create a cosy simple home, we are renovating our living area and kitchen to create a relaxed living space, that together with a our bedroom will be like a little one bedroom apartment. We have organised the zoning of the heating and cooling to move from large house to small apartment; and we are creating a family living area for the big house and a smaller cosy living area for just the two of us.

So with much excitement you can watch our progress over the coming months. We have started in the living area and have pulled up our slate floor, replacing it with a smaller space gas heater.

Here are some before and after photos:

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This was a rarely used area of our house that seemed to be the room for the front door! We have installed the fire and the television with a sound bar, to remove the need for a large stereo and cabinet. Work to date looks like this:

fire place

The fire is calming and relaxing. The set up will enable us to enjoy many warm nights by the fire and appreciate the space. And my husband as the head space to really think about each piece of the renovation plan, building and modifying the home to meet our needs.  It’s fascinating really – while we were both busy work with a crazy out of control life, the house was where we put our bags and keys and lay our heads at night.  Now, with only one of us working, it feels so luxurious to think about each individual room, it’s purpose, personality and to make our house a home.

Empties update

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Hi all – long time! I have been working full time over the past two months to pay for some home renovations which has meant time has been in short supply. We are trying to do a lot of the manual labour ourselves so every waking moment has involved either working or pulling up slate, painting windows and thinking about kitchen plans – hardly a simple life!

But for me the opportunity is in really thinking about each living space and how we can enjoy it as a family. Our kitchen renovations will enable more food preparation space, to work with the increased volume that will come through the veggie patch that we have expanded. It will mean better organisation of kitchen items and another opportunity to purge as we pack up the old kitchen before it gets knocked down. It will mean more outside family dinners in summer as we open up our living space onto the entertaining area outside. Summer this year will be filled with beautiful family times.

In the meantime, we will be enjoying the fun of doing hard manual labour together and planning living spaces to suit our lifestyle.

I just thought I would update you on my empties that I posted about six months ago. I had this horrible obsession of responding to every gift with purchase opportunity that arrived through David Jones in my letter box and I had a horrendous amount of small cosmetics, umpteen lipsticks and many makeup items that was never going to use.

So I sorted them into things that I would use, things that I would give my teenage daughters and things to recycle/discard.

The things that remained, I committed to using. Slowly but surely over the last six or so months I have used them. I have barely anything left, except for about ten lipsticks which I will continue to work my way through. And I have committed to replacing my cosmetics and skin care products with only things ethically produced or largely natural – only when the run out.

Above is the evidence of the last six months. I’d recommend it. You don’t need to buy doubles and triples of things, or items that come with a gift. Most of the stuff you don’t wind up using and if you are like me, you forget you even purchased them in the first place!

 

 

Transitioning to zero waste part 3 – in the workplace

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The key to reducing waste and consumption is to …well.. reduce waste and consumption. And generally that sounds like it might be about a whole heap of planning and organising –  a bit of an onerous task.  The reality is that it requires both organisation and time, but makes me feel generally more on top of things for the week and is totally worth it.

I’m really enjoying The Simple Home by Rhonda Hetzel and you know I’ve already skipped ahead and read until June, but it’s great to have these month by month books to read to remind you of the schedules and systems to set up during the course of a year, rather than meeting the world of chaos with your own brand of it, through a lack of organisation.

In The Simple Home, Rhonda reminds me to have a look at my schedule on an annual, monthly or weekly basis and see if my auto-pilot routines are working for me and my family.  In fact, with every new activity or event in your family, taking a look at your regular routines is a fabulous way of ensuring that your go-to routines are working.

Transitioning to low waste is a very good reason to take a look at our routines.  Like how what I buy for the kids for their lunches, how it needs to be stored and how they will transport them to school.

Same applies to my lunch.

So we all now have colour coordinated lunch boxes that we take each day. One colour for each child (sandwich, fruit and snack boxes) so I can tell who is leaving their containers at school…. That’s how I solved the plastic container mystery that has plagued me for a decade…..

These containers are fine for now and BPA free and when I can afford it, I’ll replace these with stainless steel, compartmentalised lunch boxes.  In the meantime, my lunchtime routines for all of us are to:

  • Do a weekend cook up of our lunch mains.  This could involve baking bread and making a whole heap of sandwiches, to bacon and egg cups, pizza scrolls or today – using up some leftovers, I made Asian steamed pork and egg ramekins that I can now take for the three days I am working this week. Last night’s leftovers also make awesome lunches for the next day and I pack them straight after dinner.
  • I take my own utensils to work.  For two reasons – there are never any forks in the work kitchen drawer ever!  I could do a PhD on this – every workplace I have ever been to always has heaps of knives and spoons, but the forks seem to be the first to disappear – I wouldn’t be surprised if a small sample of 100 working households had a hodgepodge of mismatching forks in the utensil drawer……Secondly – I can wash it and reuse it the next day.
  • I take a napkin, so as not to use the disposable paper towels.
  • I take a piece of fruit and some nuts and these are contained in my neoprene lunch container which is where I put all of my empty containers home for a wash.
  • I have a stainless steel canteen 1 litre drink bottle which I refill with water – keeps it yummy and cool. The kids too have water bottles and they know my deal if we are out and about shopping or at a function – I won’t be buying them a soft drink or bottled water (grrrr) – they need to carry their drink bottles with them too.
  • Finally, I take a keepcup for my coffee in the mornings and this has been such an easy thing to incorporate into my work low waste routine because I leave it in the workplace and just wash it out each day.

For the kids, one of my teenager daughters loves to bake, so she bakes a little sweet biscuit or cake each weekend for the lunches (the upsides of having kids who like to be independent).

In terms of organisation – it does mean that I use a little bit of time each weekend to prepare, but then each morning it’s a quick grab and go kind of affair to get ready for work or school in the morning with no kids moaning about there being nothing to eat for lunch.

The areas that I am looking to reduce waste are my husband’s sandwiches, which he makes each weekend and freezes, but then pops into snaplock bags – I have to find him a better low waste alternative.

The last low waste thing I think about in the workplace is printing reading materials. I have just purchased a laptop that doubles as a tablet (my old lap top was on its last legs – particularly after I dropped it on the slate floor……will need to think of a low waste disposal for it..) so I am trying to bring my laptop to work to reduce the need to print out material for meetings.  As a result I have the cleanest desk I have ever had in my working life… but there is still room for improvement.

Now you may be wondering why the picture accompanying this post is one of six small cabin-sized suitcases…….WELL…..We are taking the whole family to Europe for the next month!  Eeekk! We are very excited.  And we are only taking cabin luggage, to simplify our experience. I’ll let you know on our return how that little experiment goes.  One of the upsides of having a simple life and not consuming so much is that we have been able to save for an amazing four-week trip to Italy, Switzerland and France. I’m beside myself, so are the kids and it is just so wonderful to be able to offer the children an amazing, once in a lifetime experience, rather than – say – a new family car. The old one will do just fine for a while longer and in the meantime, I’ll have a glass of Italian wine in Florence for you all…Ciao.

 

Transition to zero waste part 2

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Today in the Low waste series I wanted to talk about being low waste in the work place.

For a typical worker, this usually comes down to three things:

What you wear to work

What you eat at work

How you manage your work flow

For today’s post I will focus on what to wear. Like many of us I have struggled with a wardrobe full of clothes and nothing to wear. Prior to adopting a simple lifestyle I’d hazard a guess that nearly 80% of my disposable budget went into clothing, shoes and handbags. My habit was shopping. I shopped if I was sad, bored or needed a pick me up. I shopped to celebrate and to spend time with friends. My kids knew that on the weekends they were with me, we shopped for fun. We joked about how many bags we bought home. Looking back I’m pretty ashamed. I’m also ashamed at the opportunity cost of buying all those clothes the time and the wasted money. Money that could have been devoted to financial freedom. Anyways, onwards and upwards from here

So my approach to my work wardrobe is very different these days. Now I look at clothes as a means to an end. I need to look professional at work, but really every dollar I spend on having multiple wardrobe options is another two dollars that I have to work, and it stands between me and not having to work for an income at all!!

If that’s not motivation, I don’t know what is.

So I know approach my work wardrobe using Courtney Carver’s Project 333. I raise eyebrows at work when I mention it, usually followed by a comment that people haven’t realised that I have worn the same thing twice.

The approach is simple. Thirty three items for three months. It involves sitting down and being really deliberate about your wardrobe for a few days. It starts with:

What are the basics that I need in my work wardrobe? For me its ten dresses, two suits that have skirts and shirts. To keep things matching, I usually chose complementary colour schemes. This summer it’s been black, navy and grey.

Then I need a couple of layer pieces like some cardigans and perhaps a scarf or two.

I then turn to mind to what is going to delight me this season – thinking about your fashion interests that season what are a few nice pieces to update my wardrobe and make me feel contemporary

Finally a couple of statement jewellery pieces and a great bag

I have to admit that I am not an op-shopper, but to keep my waste low, I limit the clothes that I buy, and then donate clothes once I have finished with them so that other people can enjoy these pieces that I have enjoyed.

Do I get sick of the same old same old? Sure I do. But I also think about whether it’s worth me having multiple work looks, compared to a life of no work and independent income streams. That keeps me satisfied with wearing similar clothes over and over again for sure.

 

Book Review – A Year of Practiculture, Rohan Anderson

 

Book Review: A Year of Practiculture by Rohan Anderson

There is nothing like the passing of a close loved one to sharpen your focus on living a simple life.

My husband’s father passed two weeks ago and we are still coming to terms with it all.

At the same time, I’ve been doing some contract work and while the work is meaningful, it’s challenging and I don’t have the internal resources to do that job well and continue to live simply.

So – I’ll be finishing up work in six weeks before we head overseas and I’ll head into another stage of simple life re-evaluation. Life is too short. Loved ones need to be loved. Life is to be lived and not endured.

So as a little break from my low waste journey, I thought I’d review a book that makes me happy. A Year of Practiculture by Rohan Anderson is just that book. It’s so many things! It’s a:

  1. Biography of one man’s journey from office worker to self-sufficient simple lifer. It’s a great story of how you can prioritise your health and have a meaningful, nearly self-sufficient life.
  2. Funny book. It’s hilarious. If you have a teenage boy sense of humour like I do, you’ll be chuckling the whole way through this book.
  3. Recipe book. It’s got 100 no-fuss recipes from Rohan, his garden and things he hunts. AND THE RECIPES ARE DELICIOUS. Fancy some lamb-neck with summer broad beans anyone? It’s a wonderful seasonal recipe book that you can use as your garden produces fresh, bountiful crops.
  4. Practical how-to in the garden book, written especially for Australian conditions. I love the way he makes mistakes and records them so we can learn from them. Like investing too much of the garden bed in a crop that didn’t produce (corn) and the precise calculations you need to make when surviving off the land.

I have a major confession. I am only half way through the book. I made my kids buy it for me for Christmas, and I greedily started zooming through the pages, sneaking little moments to read a little bit more. But then I realised because this book gives me such pleasure, I will eek it out through the seasons. I read Spring; Summer has been read, recipes tried and now I will wait until Autumn to dive in again to my favourite book. In the meantime I might re-read Spring and Summer again. Thanks Rohan for producing amazing material and inspiring us to grow our own, and live a simple life.

Zero waste – a slow journey to reducing our contribution to landfill

IMG_3258For some time I have been admiring this minimalist home – it’s sleek, completely uncluttered and uncomplicated. It just looks relaxing. Relaxed people must live in it. And of course it has become my dream to live in such a house. Until I tried it. Let me tell you about our zero waste journey.

Bea Johnson is an environment activist, first tackling her own domestic waste, and then inspiring domestic waste reduction around the world. It started with her own journey, then a blog and ultimately a book, which I purchased a few months ago.

The key principles are this:

  • Refuse what you do not need
  • Reduce what you do need
  • Reuse what you do use
  • Recycle what you cannot reuse
  • Rot what you do use

The Johnson family produce a small jar of rubbish that goes to landfill every year. It’s astonishing, isn’t it. A family of four living in the US. THEY DON’T HAVE A BIN. Digest that for a bit.

The crazy thing is that I thought we were doing awfully well as our family of seven to have two recycling bins and a small bin that goes to landfill. Every week. Every week, our family produces such a considerable amount of waste that goes to landfill and masses of recycling.

And I thought we were doing so well, because our recycling bins were double the size of our landfill bin, until I saw this other YouTube clip produced by a really fun and smart environmental scientist that tells me how much oil and carbon that my recycling produces. Sigh. Recycling has become good, but not quite good enough.

So, about eight weeks ago, I embarked on getting our house to a zero waste stage. What I learned I this journey, is that it is actually incredibly admirable to aspire to a zero waste lifestyle….. and the journey to get there can be quite stressful. Over the next few posts I will write about our experience, and how (spoiler alert) we have opted to strive for a low waste household, rather than a zero waste one. I’m quite happy with this realistic compromise.

One thing I found about Bea’s incredible bible on how to get to a Zero Waste home, is that it skips over the getting to zero part quite quickly. I thought I would share with you how we got to our alternative proposition.

And because it is that time of the year, I hope you all have a wonderful break and spend quality, slow time with your loved ones. Take care and see you in 2016.

Quick empties update

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You might remember that I blogged here about my obscene ownership of way too many cosmetics…..

I realised that I was making great progress simplifying many areas of my life, but there were still areas of consumption that I was virtually blind to.  I really love this process of simplifying, because the new “normal” is challenged after the passage of time, a bit of adaptation and some furthering thinking about consumption.  It’s a lovely, thoughtful process.

Anyways, I thought I would post an update on my progress. This drawer contains my empties.  As you can see, in six or so weeks a little bit of progress has been made, but man I’ve got a heap to get through.

I’ve realised that in order to get through THE LOT I am going to have to think of some creative ways to use all of my cosmetics and beauty products. One idea I thought of is to use excess moisturiser as conditioner, when my conditioner runs out.

One really interesting challenge is that I have that I have plenty of half used lipsticks…Any ideas? Facial toner?